Terms of Service

PLEASE READ THE FOLLOWING TERMS OF SERVICE. THEY GOVERN YOUR ACCESS AND USE OF THIS WEBSITE, OR MOBILE APPLICATION, AND ITS CONTENT. BY ACCESSING THIS SITE, YOU AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND ACCEPT THEM IN FULL, AS THEY MAY BE MODIFIED BY INVESTORS UNITED TITLE CORP.

Welcome and thank you for your interest in Investors United Title Corp. By clicking a registration or new account submission button, or by otherwise using Investors United Title Corp. websites, networks, mobile applications, or other services provided by Investors United Title Corp. (collectively, the “Services”), or accessing any content provided by Investors United Title Corp. through the Services, you agree to be bound by the following terms of use, as updated from time to time (“Terms of Use”). If you do not agree with the terms of this Agreement, please discontinue your use and disconnect from this Site.

The terms “we”, “us” “our” and “Investors United” refer to Investors United Title Corp. “You” refers to each person or entity using any part of this Site. If you are a client and are using these Services, you continue to be bound by and will comply with the requirements of all agreements you received when you first became a client, or which you have received since. You also agree to comply with all applicable local, state and federal laws, rules and regulations.

Your Duties When Using the Services

Use of the Services; Restrictions.

  1. Use of the Services. If you comply with these Terms of Use, Investors United Title Corp. grants you a non-exclusive, limited, revocable, personal, non-transferable license to use the Services and to download and use any App (as defined in Section 5(B) below) on your mobile device in object code form for your personal use. Except as expressly stated herein, these Terms of Use do not provide you with a license to use, reproduce, distribute, display, or provide access to any portion of the Services on third-party web sites or otherwise. The Services may include software for use in connection with the Services. The Services may not be used for transactions in commercial real estate, which includes, without limitation, commercially zoned properties, and vacation rentals.
  2. Mobile Applications.To use any mobile application feature of the Services (each, an “App”), you must use a compatible mobile device. Investors United Title Corp. does not warrant that any App will be compatible with your mobile device. You may use mobile data in connection with an App and may incur additional charges from your wireless provider for using an App. You agree that you are solely responsible for any applicable or additional charges. Investors United Title Corp. may update any app and may automatically and electronically update the version of any App that you have installed on a mobile device. You consent to all automatic upgrades and understand that these Terms of Use will apply to all updated versions of an App. Any third-party open source software included in an App is subject to the applicable open source license and may be available directly from the creator under an open source license. These Terms of Use do not apply to your use of software obtained from a third-party source under an open source license.
  3. Use of Content. Subject to the restrictions set forth in these Terms of Use, you may copy information from the Services only as necessary for your personal use, save, print, fax, and/or e-mail such information.

Prohibited Use: BY USING THE SERVICES, YOU AGREE NOT TO:

– use information provided by Investors United Title Corp. through the Services in making any loan-related decisions;
– reproduce, modify, distribute, display, or otherwise provide access to, create derivative works from, decompile, disassemble, or reverse engineer any portion of the Services, except as explicitly permitted under these Terms of Use;
– provide/post/authorize a link to any of the Services (including but not limited to an agent profile page) from a third-party website that is not a real estate related website owned or operated by a real estate or lending professional or institution;
– remove or modify any copyright or other intellectual property notices that appear in the Services;
– use the Services for resale, service bureau, time-sharing, or other similar purposes;
– use the Services in any way that is unlawful or harms Investors United Title Corp., its service providers, suppliers, or any other user;
– distribute or post spam, chain letters, pyramid schemes, or similar communications through the Services;
– impersonate another individual or misrepresent your affiliation with another person or entity;
-reproduce, publicly display, or otherwise make accessible on or through any other website, application, or service any reviews, ratings, and/or profile information about real estate, lending, or other professionals, underlying images of or information about real estate listings, or other data or content available through the Services, except as explicitly permitted by Investors United Title Corp. for a particular portion of the Services;
– upload invalid data, viruses, worms, or other software agents to the Services;
– interfere with or compromise the system integrity or security of the Services or otherwise bypass any measures Investors United Title Corp. may use to prevent or restrict access to the Services;
– conduct automated queries (including screen and database scraping, spiders, robots, crawlers, bypassing “captcha” or similar precautions, and any other automated activity with the purpose of obtaining information from the Services) on the Services;
– use any of Investors United Title Corp.’s trademarks without approval, including but not limited to using them as part of your business name, screen name, or email address on the Services;
– access or use any of the Services to develop competitive products or services; or
– attempt to or permit or encourage any third-party to do any of the above

You further agree that you are solely responsible for any actions you undertake while using these Services. The Services may perform in conjunction with and rely on the availability of the Internet.  You acknowledge that Investors United is not responsible for Internet communication errors or failures. From time to time, due to the performance of maintenance, malfunctions or failures of software, equipment, or telecommunications devices, unusual transaction volume, or similar reasons the Services may not be available for your use. We minimize the periods of time during which the Services are unavailable. You agree that we shall not be responsible for any loss, damages, costs, or expenses which you may suffer or incur, directly or indirectly, as a result of the unavailability of the Services, regardless of whether it could be shown that we could have prevented or reduced the duration of such unavailability by taking any action within our reasonable control. We shall also not be responsible for any loss, damages, costs, or expenses which you may suffer or incur, directly or indirectly, as a result of your inability to access the Services caused directly or indirectly, in whole or in part, by your computer or mobile device, your inability to establish a connection to the Internet, your Internet Service Provider (“ISP”), or capacity or other limitations or constraints of the Internet. Although we try to provide accurate and timely information, there may be inadvertent, technical, or factual inaccuracies and typographical errors. For these reasons we cannot warrant the accuracy, completeness, or timeliness of the information, text, graphics, links, or other items which may be displayed.

The Services are intended only for use within the United States. We may restrict your access to the Services during times you are in a country for which use of the Services would be prohibited. The Services are not intended for use by persons in any jurisdiction where such use or collection of information would be contrary to applicable laws or regulations. You are responsible for compliance with all local laws.

Responsibilities of Investors United

INVESTORS UNITED TITLE CORP. DOES NOT, AND THE SERVICES ARE NOT INTENDED TO, PROVIDE FINANCIAL OR REAL ESTATE ADVICE. INVESTORS UNITED TITLE CORP. IS NOT A LAW FIRM OR LENDER. THIS IS YOUR NOTICE THAT INVESTORS UNITED TITLE CORP. IS A LICENSED TITLE INSURANCE AGENCY, BUT WILL NOT REPRESENT ANY PARTY IN A TRANSACTION.
Investors United Title Corp. may serve advertisements based on the information we collect through the Services. See the Privacy Policy for more details but Investors United Title Corp. does not: (a) act as a real estate agent for you or any other user; (b) represent you or another user in the purchase, sale, or exchange of real property, including any negotiation thereof; or (c) lease or rent, offer to lease or rent, or negotiate the lease of real property or otherwise aid or assist in the lease of real property. Investors United Title Corp. assumes no responsibility for any result or consequence related directly or indirectly to any action or inaction that consumers take based on the Services or any other information available through or in connection with the Services. In the event that there is any conflict between these Terms of Service and the Privacy Policy, the Privacy Policy shall control.

Eligibility; Accounts and Registration. You must be at least 18 years of age to use the Service. By agreeing to these Terms of Use, you represent and warrant that: (a) you are at least 18 years of age; (b) you have not previously been suspended or removed from the Services; and (c) your registration and your use of the Services follows all applicable laws and regulations. To access some features of the Services, you may be required to register for an account. When you register for an account, you may be required to provide us with information about yourself, such as an email address or other contact information. You agree that the information you provide is accurate and that you will always keep it accurate and up to date. When you register, you may be asked to provide a password. You are solely responsible for maintaining the confidentiality of your account and password, and you are responsible for all actions taken via your account. You may not share your user account(s) with others. Unless you have entered into a commercial agreement with Investors United Title Corp. permitting you to use the Services for transactions on behalf of another person, you may only use the Services for transactions on your own behalf and not on behalf of any other person.

Consent to Communications. By using our Services, you consent to receiving certain electronic communications from Investors United Title Corp. as further outlined in the Privacy Policy. Please read the Privacy Policy to learn more. You agree that any notices, agreements, disclosures, or other communications that Investors United Title Corp. sends electronically will satisfy any legal communication requirements, including that those communications be in writing. The Services may provide web forms, links, or contact information, including phone numbers that can connect you with Investors United Title Corp. or third-parties, such as closing agents and Third-Party Providers. Communications through these methods may be routed through a third-party service (“Communications Service”). Calls may be recorded or monitored for quality assurance and customer service purposes. You will be notified at the beginning of a call if it may be recorded or monitored. You consent to such recording and monitoring by Investors United Title Corp. or the Communications Service. Investors United Title Corp. also uses the Communications Service to track phone calls and text messages between you and the closing agent so Investors United Title Corp. and the closing agent can access certain details about the contact.  As part of this process, Investors United Title Corp. and the Communications Service will receive in real time and store data about your call or text message, including the date and time of the call or text message, your phone number, and the content of the text message. You consent to these practices by Investors United Title Corp. and the Communications Service. The information is subject to the Privacy Policy.

Fees. Sellers, Buyers, Landlords and tenants may be required to pay Investors United Title Corp. platform fees at closing for the use of the Investors United Title Corp. platform and to access certain features of the Services. All fees are in U.S. dollars and are non-refundable. If Investors United Title Corp. changes the fees for all or part of the Services, including by adding fees or charges, Investors United Title Corp. will provide you with advance notice of those changes. If you do not accept the changes, Investors United Title Corp. may discontinue providing the applicable part of the Services to you. Investors United Title Corp.’s integrated Closing Agent provider is authorized to direct fees to Investors United Title Corp. upon the Closing of the real estate transaction which is subject to the fully executed settlement statement and the payment method you specified at the time of purchase. You authorize Investors United Title Corp. to charge all fees as described in these Terms of Use for the Services you selected to that payment method. If you pay any fees with a credit card, Investors United Title Corp. may seek pre-authorization of your credit card account before your purchase to verify that the credit card is valid and has the necessary funds or credit available to satisfy your purchase. 

Third-Party/Linked Services/Sent information.

The Services include links to third-party products, services and websites, as well as materials provided by third parties and may include functionality that allows for the distribution of your User Materials or your personal information (collectively, your “User Information”) to third parties not under Investors United Title Corp.’s control (each, a “Third-Party Provider”). Third-Party Providers are solely responsible for their services. You are responsible for your use and submission of User Information to any third-party, and your dealings or business conducted with any third party arising in connection with the Services are solely between you and such third party. Your use of third-party sites, services, or products may be subject to associated third-party terms of use and privacy policies or other agreements, which you are solely responsible for complying with. Investors United Title Corp. does not endorse and takes no responsibility for such products, services, web sites, and materials, or a Third-Party Provider’s use of your User Information. By using a tool that allows for User Information to be transferred, you agree that Investors United Title Corp. may transfer the applicable User Information or other information to the applicable third-parties, which are not under the control of Investors United Title Corp.. If you submit a contact form or otherwise indicate your interest in contacting a Third-Party Provider, you may receive telemarketing calls from the Third-Party Provider using the contact information you provided. Third-Party Providers may keep your contact information and any other information received by the Third-Party Provider in processing a contact or other request form. Investors United Title Corp. is not responsible for any damages or costs of any type accrued out of or in any way connected with your dealings with these third parties.

Intellectual Property. The Services are owned and operated by Investors United Title Corp.. The user interfaces, design, information, data, code, products, software, graphics, and all other elements of the Services (“Investors United Title Corp.”) provided by Investors United Title Corp. are protected by intellectual property and other laws and are the property of Investors United Title Corp. or Investors United Title Corp.’s third-party licensors. Except as expressly allowed by these Terms of Use, you may not make use of the Investors United Title Corp. Materials, and Investors United Title Corp. reserves all rights to the Investors United Title Corp. Materials and Services not granted expressly in these Terms of Use.

Feedback. If you choose to provide input and suggestions regarding the Services, including related to any Investors United Title Corp.  (“Feedback”), then you hereby grant Investors United Title Corp. an unrestricted, perpetual, irrevocable, non-exclusive, fully-paid, royalty-free right to use the Feedback in any manner and for any purpose, including to improve the Services or create other products and services.

DMCA; Claims of Copyright Infringement. Investors United Title Corp. respects the intellectual property rights of others and asks that everyone using the Services do the same. Anyone who believes that their work has been reproduced on the Services in a way that constitutes copyright infringement may notify Investors United Title Corp. LLC’s copyright agent in accordance with Title 17, United States Code, Section 512(c)(2), by providing the following information

-Identification of the copyrighted work that you claim has been infringed;

-Identification of the material that you claim is infringing and needs to be removed, including a description of where it is located on the Services so that the copyright agent can locate it;

-Your address, telephone number, and if available, e-mail address so that the copyright agent may contact you about your complaint; and

-A signed statement that the above information is accurate; that you have a good faith belief that the identified use of the material is not authorized by the copyright owner, its agent, or the law and, under penalty of perjury, that you are the copyright owner or are authorized to act on the copyright owner’s behalf in this situation.

Notices of copyright infringement claims should be mailed to and organized as followed:

By mail:
Investors United Title Corp.
100 Carr 165, STE 606
Guaynabo, PR 00968
Attention: Copyright Agent
By email: Licensing@eres-equity.com

Under Federal law, if you knowingly misrepresent that online material is infringing, you may be subject to criminal prosecution for perjury and civil penalties, including monetary damages, court costs, and attorney’s fees.

Please note that this procedure is exclusively for notifying Investors United that your copyrighted material has been infringed. The preceding requirements are intended to comply with Investor United’s rights and obligations under the DMCA, including 17 U.S.C. §512(c), but do not constitute legal advice. It may be advisable to contact an attorney regarding your rights and obligations under the DMCA and other applicable laws. 

Indemnification. You agree to indemnify, defend, and hold harmless Investors United Title Corp., its affiliates, and their respective directors, officers, employees, and agents from any and all claims and demands made by any third-party due to or arising out of: (a) your access to or use of the Services; (b) your breach of these Terms of Use; (c) your violation of any law or the rights of a third-party; (d) any dispute or issue between you and any third-party; (e) any User Materials you upload to or otherwise make available through the Services; (f) your willful misconduct; and (g) any other party’s access to and/or use of the Services using your account and password. Investors United Title Corp. reserves the right at its own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, and in that case, you agree to cooperate with Investors United Title Corp. defense of that claim

No Warranties. INVESTORS UNITED TITLE CORP. PROVIDES THE SERVICES “AS IS,” “WITH ALL FAULTS” AND “AS AVAILABLE,” AND THE ENTIRE RISK AS TO SATISFACTORY QUALITY, PERFORMANCE, ACCURACY, AND EFFORT IS WITH YOU. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INVESTORS UNITED TITLE CORP. AND ITS SUPPLIERS MAKE NO REPRESENTATIONS, WARRANTIES, OR CONDITIONS, EXPRESS OR IMPLIED. INVESTORS UNITED TITLE CORP. AND ITS SUPPLIERS EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES OR CONDITIONS, EXPRESS, STATUTORY AND IMPLIED, INCLUDING WITHOUT LIMITATION: (A) WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, WORKMANLIKE EFFORT, ACCURACY, TITLE, QUIET ENJOYMENT, NO ENCUMBRANCES, NO LIENS AND NON-INFRINGEMENT; (B) WARRANTIES OR CONDITIONS ARISING THROUGH COURSE OF DEALING OR USAGE OF TRADE; AND (C) WARRANTIES OR CONDITIONS OF UNINTERRUPTED OR ERROR-FREE ACCESS OR USE. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU THROUGH THE SERVICES OR ANY MATERIALS AVAILABLE THROUGH THE SERVICES WILL CREATE ANY WARRANTY REGARDING ANY INVESTORS UNITED TITLE CORP. ENTITY OR THE SERVICES THAT IS NOT EXPRESSIVELY STATED IN THESE TERMS OF USE. YOU ASSUME ALL RISK FOR ANY DAMAGE THAT MAY RESULT FROM YOUR USE OF OR ACCESS TO THE SERVICES, YOUR DEALING WITH ANY OTHER USER, AND ANY MATERIALS, INCLUDING ALL USER AND INVESTORS UNITED TITLE CORP., AVAILABLE THROUGH THE SERVICES. YOU UNDERSTAND AND AGREE THAT YOUR USE OF THE SERVICES, AND USE, ACCESS, DOWNLOAD, OR OTHERWISE OBTAINMENT OF MATERIALS THROUGH THE SERVICES AND ANY ASSOCIATED SITES OR SERVICES, ARE AT YOUR OWN DISCRETION AND RISK, AND THAT YOU ARE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR PROPERTY (INCLUDING YOUR COMPUTER SYSTEM OR MOBILE DEVICE USED IN CONNECTION WITH THE SERVICES), OR THE LOSS OF DATA THAT RESULTS FROM THE USE OF THE SERVICES OR THE DOWNLOAD OR USE OF THOSE MATERIALS. SOME JURISDICTIONS MAY PROHIBIT A DISCLAIMER OR WARRANTIES AND YOU MAY HAVE OTHER RIGHTS THAT VARY FROM JURISDICTION TO JURISDICTION.

Limitation of Liability/Exclusive Remedy. IN NO EVENT WILL INVESTORS UNITED TITLE CORP. OR ANY OF ITS AFFILIATES BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR PUNITIVE DAMAGES (INCLUDING DAMAGES FOR LOSS OF PROFITS, GOODWILL, OR ANY OTHER INTANGIBLE LOSS) ACCRUED OUT OF, BASED ON, OR RESULTING FROM THESE TERMS OF USE OR YOUR USE OR ACCESS, OR INABILITY TO USE OR ACCESS, THE SERVICES OR ANY MATERIALS ON THE SERVICES, WHETHER BASED ON (A) BREACH OF CONTRACT, (B) BREACH OF WARRANTY, (C) NEGLIGENCE, OR (D) ANY OTHER CAUSE OF ACTION, EVEN IF INVESTORS UNITED TITLE CORP. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, INVESTORS UNITED TITLE CORP. ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (E) ERRORS, MISTAKES, OR INACCURACIES OF MATERIALS; (F) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF THE SERVICES; (G) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (H) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICES; (I) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICES BY ANY THIRD-PARTY; (J) ANY ERRORS OR OMISSIONS IN ANY MATERIALS OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY MATERIALS POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICES; AND/OR (K) USER MATERIALS OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD-PARTY. THE AGGREGATE LIABILITY OF INVESTORS UNITED TITLE CORP. AND ANY OF ITS AFFILIATES TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE USE OF OR INABILITY TO USE ANY PORTION OF THE SERVICES OR OTHERWISE UNDER THESE TERMS OF USE, WHETHER IN CONTRACT, TORT, OR OTHERWISE, IS LIMITED TO THE GREATER OF: (L) THE AMOUNT YOU HAVE PAID TO INVESTORS UNITED TITLE CORP. FOR THE SERVICES IN THE 12 MONTHS PRIOR TO THE EVENTS OR CIRCUMSTANCES GIVING RISE TO THE CLAIMS; AND (B) $100. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL DAMAGES. ACCORDINGLY, THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU. EACH PROVISION OF THESE TERMS OF USE THAT PROVIDES FOR A LIMITATION OF LIABILITY, DISCLAIMER OF WARRANTIES, OR EXCLUSION OF DAMAGES IS INTENDED TO AND DOES ALLOCATE THE RISKS BETWEEN THE PARTIES UNDER THESE TERMS. THIS ALLOCATION IS AN ESSENTIAL ELEMENT OF THE AGREEMENT OF THE PARTIES. THE LIMITATIONS IN THIS SECTION WILL APPLY EVEN IF ANY LIMITED REMEDY FAILS ITS ESSENTIAL PURPOSE.

Choice of Law; Disputes. These Terms of Use are governed by the laws of the State of Florida without giving effect to its conflict of laws’ provisions. You agree to submit to the personal and exclusive jurisdiction and venue in the state and federal courts sitting in Collier County, Florida for all disputes, claims, and actions arising from or in connection with the Services and/or these Terms of Use. Investors United Title Corp. operates the Services from its offices in Florida, and we make no representation that the Services are appropriate or available for use in other locations.

General. You agree not to export from anywhere or any part of the Services provided to you or any direct product thereof, except in compliance with and with all licenses and approvals required under, applicable export laws, rules, and regulations. We have the right to make changes to this Agreement at any time. We will comply with any notice requirements under applicable law for such changes. Your continued use of the Services will constitute your acceptance of such changes and agreement to be bound. If any part of these Terms of Use is determined to be invalid or unenforceable, then the invalid or unenforceable provision will be replaced with a valid, enforceable provision that closely matches the intent of the original provision and the remainder of these Terms of Use will continue in effect. The section titles in these Terms of Use are solely used for the convenience of the parties and have no legal or contractual significance. Investors United Title Corp. may assign this Agreement, in whole or in part, at any time with or without notice to you. You may not assign these Terms of Use or assign, transfer, or sublicense your rights, if any, in the Services. Investors United Title Corp.’s failure to act with respect to a breach by you or others does not waive its right to act with respect to subsequent or similar breaches. Except as expressly stated herein, these Terms of Use, and all expressly incorporated terms and agreements, constitute the entire agreement between you and Investors United Title Corp. with respect to the Services and supersede all prior or contemporaneous communications of any kind between you and Investors United Title Corp. with respect to the Services

Notice to California Residents. If you are a California resident, under California Civil Code Section 1789.3, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs in writing at 1625 N. Market Blvd., Suite S-202, Sacramento, California 95834, or by telephone at (800) 952-5210 in order to resolve a complaint regarding the Service or to receive further information regarding use of the Service.

Contact Information and License Disclosures. The Services are offered by Investors United Title Corp. and its affiliates, located at 1133 Louisiana Ave, STE 101, Winter Park, FL 32789. You may contact Investors United Title Corp. by sending correspondence to that exact address or emailing Licensing@eres-equity.com To see a complete list of Investors United Title Corp.’s Title Agency licenses, please email Licensing@eres-equity.com.

Notice to Apple Users. If you are using our mobile applications on an iOS device, the terms of this Section 23 apply. You acknowledge that these Terms of Use are between you and Investors United Title Corp. only, not with Apple, and Apple is not responsible for the Services or related Materials. Apple has no obligation to furnish any maintenance or support services with respect to the Services. If the Services fail to conform to any applicable warranty, you may notify Apple, and Apple may refund any applicable purchase price for the mobile application to you; and to the maximum extent permitted by applicable law, Apple has no other warranty obligation with respect to the Services. Apple is not responsible for addressing any claim by you or any third party relating to the Services or your possession or use of the Services, including: (a) product liability claims; (b) any claim that the Services fail to conform to any applicable legal or regulatory requirement; and (c) claims arising under consumer protection or similar legislation. Apple is not responsible for the investigation, defense, settlement, or discharge of any third-party claim that the Services or your possession and use of the mobile application infringe that third party’s intellectual property rights. You agree to comply with any applicable third-party terms when using the Services. Apple and Apple’s subsidiaries are third-party beneficiaries of Section 23 of these Terms of Use, and upon your acceptance of these Terms or Use, Apple will have the right (and will be deemed to have accepted the right) to enforce this Section 23 of these Terms of Use against you. You hereby represent and warrant that: (i) you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country; and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties. 

Termination/Changes to Agreement. Except as stated in separate product specific agreements, you may terminate your account at any time by Licensing@eres-equity.com If you terminate your account, you still remain obligated to pay all outstanding fees if any incurred prior to termination relating to your use of the Services. If you violate any provision of these Terms of Use, your authorization from Investors United Title Corp. to use the Services will terminate automatically. In addition, Investors United Title Corp. may in its sole discretion terminate your account on the Services or suspend or terminate your access to the Services at any time for any reason, with or without notice. Investors United Title Corp. may alter, suspend, or discontinue the Services or any portion of the Services without notice. Investors United Title Corp. will not be liable whatsoever for any change to the Services or any suspension or termination of your access to or use of the Services. Investors United Title Corp. reserves the right to change these Terms of Use at any time in its sole discretion on a rolling basis. We will make commercially reasonable efforts to notify you of any material changes to these Terms of Use. Your continued use of the Services after updates are effective and will represent your agreement to the revised version of these Terms of Use. Your continued use of the Services after the effectiveness of such changes will constitute acceptance of and agreement to any such changes. You further waive any right to receive specific notice of such changes to these Terms of Use. You are responsible for regularly reviewing these Terms of Use.

Accessibility: If any portion of these Services are inaccessible to you for any reason please contact us.

Force Majeure: Investors United will not be liable to you for any failure or delay in performing the Services if the failure or delay is due to causes beyond our control, natural catastrophes, governmental actions or omissions, the application of any law, governmental guidelines or regulations, terrorism, labor strikes or difficulties, communication breakdowns, hardware or software failures, viruses introduced by third parties, or our inability to confirm your identity or your authority to act.